Free Money Principles Get the free toolkit
The calculators

Run the numbers
before the trade.

Seven calculators from the book’s method: what the position pays you, what it costs you, and what it looks like annualized. Nothing to install, nothing to sign up for.

Educational only, never personalized advice

Covered call calculator

You own the shares and sell the call. This shows what you keep if the stock sits still, what you keep if it gets called away, and how far it can fall before you are underwater.

Your position

The house side

If not called 0.00% 0.00% annualized
If called away 0.00% 0.00% annualized
Where the stock can go
Premium collected$0
Dividends collected$0
Capital committed$0
Breakeven share price$0
Downside cushion0.00%
Gain on shares if called$0
Total profit if called$0
Cycles like this per year0

Cash-secured put calculator

You set the cash aside and sell the put. This shows what the cash earns while you wait, and the price you actually pay for the shares if they are assigned to you.

Your position

The house side

If it expires worthless 0.00% 0.00% annualized
If assigned, you pay $0 0.00% below today
Where the stock can go
Premium collected$0
Cash you must set aside$0
Interest on that cash$0
Total income if unassigned$0
Cost if assigned$0
Cycles like this per year0

Wheel cycle calculator

Sell the put, take assignment, sell the call, collect the dividends. This totals a full turn of the wheel and tells you what the whole cycle returned on the cash it tied up.

The cycle

The house side

Cycle return 0.00% 0.00% annualized
Total collected $0 0 days
Put premium$0
Call premium$0
Dividends$0
Result on the shares$0
Capital tied up$0
Effective cost basis after premiums$0

Roll analyzer

The stock ran at your strike and you are deciding whether to buy the call back and sell a later one. This tells you what the roll pays, what it costs, and how much ceiling you buy back.

The roll

The house side

Net credit $0 $0.00 per share
Return on the extra days 0.00% 0.00% annualized
Paid to close the old call$0
Received for the new call$0
Commissions$0
Ceiling raised by$0.00 per share
Extra upside that buys back$0
Credit plus reclaimed upside$0

Annualized yield converter

A quick check for any trade. Put in what you collected, the capital it held hostage, and how long it held it. The answer is what that rate would be if you repeated it all year.

The trade

The house side

Return for the period 0.00% $0.00 per day
Annualized 0.00% 0 cycles per year
Compounded at that rate0.00%
Income per year, no compounding$0
Adjusted for your hit rate0.00%
Adjusted income per year$0

Income snowball

Dividends and premium reinvested, month after month. This projects the balance and the income it throws off, so you can see the year the machine starts feeding itself.

The machine

The house side

Balance at the end $0 $0 of it your own money
Income in the final year $0 $0 per month
Balance Annual income
Total you contributed$0
Total income generated$0
Income in year one$0
Year income covers your contributionsn/a

Position size checker

Covered calls need round lots of 100 shares. This tells you how many lots your rule allows on a given stock, and what it does to your concentration.

Your rules

The house side

You can write 0 0 shares
Capital used $0 0.00% of the account
Investable after cash reserve$0
Your per position ceiling$0
Cost of one round lot$0
Left over inside the ceiling$0
Positions this size the account holds0
How these numbers are figured

No hidden assumptions.

Annualized is a rate, not a promisesimple scaling on a 365-day year: it answers “what if this repeated,” not “what this will pay”
One contract, 100 sharespremiums are entered per share, the way your broker quotes them
Commissions countapplied per contract; taxes, margin interest, and early assignment are not modeled
Dividends only if you enter themand only if the shares are held through the ex-dividend date
The snowball assumes steady ratesreal years are not steady; treat the curve as arithmetic, not a forecast
The paper version

The calculators do the math. The checklists do the thinking.

A number never tells you whether you want to own the asset, whether the strike has a reason, or what happens if it falls twenty percent. The free toolkit covers that side: the One-Page System Checklist, the Covered Call and Put-Selling Checklists, the Margin Spread Worksheet, and both tracker spreadsheets.

These tools work through the arithmetic of income positions. They do not know your account, your tax situation, or your risk tolerance, and nothing here is a suggestion to buy or sell any security. Options carry real risk of loss, including loss of the shares behind a covered call and full assignment on a cash-secured put.